On the morning of November 19, the on-site launching ceremony of the 2020 national intellectual property pledge financing "enter the park to benefit enterprises" and the home activity of Zhejiang station were held in Hangzhou. Zhejiang provincial market supervision bureau joined hands with bancassurance bureau to organize more than 200 representatives from bank insurance institutions, technology-based enterprises and intellectual property service institutions to attend the launching ceremony, and representatives from intellectual property offices of Hunan, Guangdong and Chongqing attended.
Since the beginning of this year, affected by the epidemic, more and more enterprises have realized that technology research and development is imminent, and they are suffering from the lack of other suitable collateral, so the difficulty in financing has become the biggest obstacle to the product research and development of small and medium-sized enterprises. The intellectual property system of Zhejiang province gives full play to the advantages of the system and mechanism after the reform, focuses on the construction of a strong province with intellectual property rights, strengthens the high-intensity protection and high-level application of intellectual property rights, guides and encourages enterprises to revitalize the stock of intellectual property rights, solidly promotes the pledge financing of intellectual property rights, and truly helps enterprises to relieve difficulties. In July this year, 11 cities divided into districts in the province achieved full coverage of patent pledge financing. By the end of October, Zhejiang Province had completed 932 patent pledge registration contracts, with a year-on-year increase of 131.27%; the pledge amount was 21.534 billion yuan, with a year-on-year increase of 158.21%; 869 enterprises were benefited, with a year-on-year increase of 119.44%; 3208 patents were pledged, with a year-on-year increase of 87.82%.
From January to September of this year, 937 intellectual property mortgage financing accumulated households in Zhejiang Province, accounting for 23.23% of the total number in the same period in China, ranking first and second in terms of accumulated number and balance respectively. In terms of key support for small and micro businesses and scientific and technological innovation enterprises, as of the end of September, the average loan of intellectual property pledge financing households in Zhejiang Province was 6.9838 million yuan, about half of the national average, mainly benefiting small and micro businesses and scientific and technological innovation enterprises. In particular, the average household income in Taizhou and Jinhua was 1.9105 million yuan and 3.9905 million yuan respectively. The minimum amount of intellectual property pledge financing for a single household within the jurisdiction is only 200000 yuan, which is a pure patent pledge loan business and strongly supports the start-up and development of relevant scientific and technological innovation enterprises.
It is reported that the State Intellectual Property Office and the China Banking and Insurance Regulatory Commission will give an official reply in the near future to support the banking financial institutions in Zhejiang Province to carry out the online pilot of intellectual property pledge registration. The market regulatory authorities of Zhejiang Province will work with the Zhejiang banking and Insurance Regulatory Bureau to further implement the pilot work, accelerate the online processing, further facilitate the enterprises and banks to handle the pledge registration procedures, and better meet the financing needs of enterprises .
At the launching ceremony, relevant persons in charge of the application promotion department of the State Intellectual Property Office and the regulatory department of the China Banking and Insurance Regulatory Commission attended and delivered speeches, and organized national intellectual property pledge financing cases and experience sharing. Zhejiang Province awarded the registration service window of intellectual property pledge, held on-site exhibition activities of intellectual property financial achievements and service products, and organized strategic cooperation of intellectual property venture capital pool in Hangzhou, contract signing of intellectual property government bank enterprise service and policy propaganda activities in Hangzhou high tech Zone.
After the national intellectual property pledge financing "enter the park to benefit enterprises" activity was launched in Hangzhou, four provinces and cities including Beijing, Guangdong, Hunan and Chongqing will carry out a series of activities in succession to jointly promote intellectual property pledge financing to enter the park in depth and benefit enterprises, so that more good policies and products of intellectual property financing can benefit the majority of innovation subjects and market subjects. With the theme of "intellectual property finance enabling high-quality development of high-tech zones", Zhejiang Province will organize and carry out a series of public welfare, professional and characteristic activities in eight national high-tech zones, adopting the overall framework of "1 + 1 + 8", that is, to hold a launching ceremony of a national series of activities, to display a batch of intellectual property financial service products, and to carry out special activities for eight national high-tech zones to benefit enterprises - focusing on the national high tech Zone, we will carry out in-depth policy interpretation and business docking of intellectual property pledge financing, insurance, securitization, etc., so as to help the high-quality development of the high tech Zone.